Jordan Emergency Cash Transfer COVID-19 Response Second Additional Financing (WB-P177815)

  • Jordan
Geographic location where the impacts of the investment may be experienced.
Financial Institutions
  • World Bank (WB)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
Mar 17, 2022
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Hashemite Kingdom of Jordan
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
  • Education and Health
  • Law and Government
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Investment Type(s)
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 350.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Project Cost (USD)
$ 350.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Primary Source

Original disclosure @ WB website

Updated in EWS Jun 2, 2022

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to bank documents, the project objective is to provide cash support to poor and vulnerable households and workers affected by the COVID-19 pandemic in Jordan.

The proposed AF2 responds to the evolving needs arising from the COVID-19 crisis. The GOJ’s decision to expand Takaful-1 in 2022 despite the challenging fiscal situation reflects the GOJ commitment to protect the poor. The AF will help the GOJ to secure the financing for Takaful-1 over the medium term. It will also support the reform and consolidation of all CT programs for the poor around Takaful-1, as well as other key reforms to further improve the cost-effectiveness of safety net programs. The AF will also finance the extension of the Istidama program for six months in 2022. This extension responds to the protracted negative effects of the COVID-19 crisis on the ability of firms to pay wages, while supporting their transition out of the crisis. Under the proposed AF, an additional amount of US$320.880 million will be added to subcomponet 1.2 and US$28.245 million will be added to Component 4. Other components will remain unchanged.

  1. Revisions to Component 1 (Cash support to poor and vulnerable households affected by COVID-19) (US$815.45 million). Under the AF2, the amount for Component 1 will be increased from the original allocated amount of US$494.57 million to US$815.45 million. 

    1. Subcomponent 1.1: Temporary CTs to vulnerable households (US$106.965 million). As the emergency situation is improving, the GOJ is discontinuing emergency programs in 2022, while reaffirming its commitment to expanding, further reforming and consolidating CTs around Takaful-1 (subcomponent 1.2). Current Takaful-3beneficiaries will be considered for coverage under Takaful-1 in 2022, which will be facilitated by the expansion of Takaful-1.

    2. Subcomponent 1.2: Takaful-1 Cash Transfer Program (PBCs) (US$708.485 million). This subcomponent will be increased from the original allocation of US$ 387.605 million to US$708.485 million. The additional funds will be used to finance the expansion of Takaful-1, closing the resulting financing gap in Takaful-1 for 2022 (relative to the remaining amount under the AF) and extending financing of the program through the end of 2023. With the additional funds, the project will increase the number of Takaful-1 beneficiaries from 85,000 households (in 2021) to about 170,000 households (by 2024), including about 50,000 households that are expected to migrate from the NAF monthly CT program into Takaful-1.

  2. Component 2: Project management, monitoring, and evaluation (US$3 million). No changes will be made to the activities financed under this component.

  3. Component 3: Contingent Emergency Response Component (CERC) (US$0 million). No changes will be made under this component.

  4. Component 4: Support to workers in firms affected by COVID-19 (US$193.245 million). Under AF2, the amount for this component will be increased from the original allocation of US$165 million to US$193.245 million to finance the extension of the Istidama program for six months (until June 2022) for about 110,000 workers. The extension will cost JOD 30 million (US$42 million), of which US$28.245 million will be financed under AF2, while the remaining amount will be covered by the SSC.

Investment Description
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Contact Information
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World Bank:
Khalid Ahmed Ali Moheyddeen
Senior Social Protection Specialist

Cristobal Ridao-Cano
Lead Economist

Hashemite Kingdom of Jordan
Maher Abdulrahim
Head of WB division

Ministry of Planning and International Cooperation

Implementing Agency:
National Aid Fund (NAF)
Barq Aldmour
Acting Director General

Ministry of Planning and International Cooperation
Maher Abdulrahim
Head of WB Division


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