Small Enterprise Assistance Funds (FMO-63020)

  • Tanzania
Geographic location where the impacts of the investment may be experienced.
Financial Institutions
  • Netherlands Development Finance Company (FMO)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
Sep 18, 2023
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Small Enterprise Assistance Funds (“SEAF”)
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
  • Finance
  • Industry and Trade
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 0.21 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Currency conversion note:
Bank reported 0.20
Converted using 2023-09-18 exchange rate.
Primary Source

Original disclosure @ FMO website

Updated in EWS Mar 15, 2024

Disclosed by Bank Jan 4, 2024

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to the Bank’s website, through a multi-year project, in collaboration with key local and international stakeholders, SEAF will leverage its CEED program in Tanzania to increase the number of enterprises that are ready for growth or investment. Through the Daraja Impact project, SEAF/CEED will build a strong pipeline of Tanzanian companies that can benefit from impact-linked financial products, business and management training, and other technical assistance allowing businesses to secure resources and funding for growth. The project will also engage others in the ecosystem to increase access to capital or financing for scaling enterprises. This facilitates links between entrepreneurs and potential investors, which will in turn appreciate connections to resilient, socially impactful local enterprises benefitting from the long-term support the program provides.

Investment Description
Here you can find a list of individual development financial institutions that finance the project.

Funding: FMO NV

Private Actors Description
A Private Actor is a non-governmental body or entity that is the borrower or client of a development project, which can include corporations, private equity and banks. This describes the private actors and their roles in relation to the project, when private actor information is disclosed or has been further researched.

Small Enterprise Assistance Funds (“SEAF”) is a not-for-profit organization headquartered in Washington D.C., USA. The Center for Entrepreneurship and Executive Development (“CEED”) is a business unit of SEAF, providing long-term enterprise support to small businesses that will implement the Daraja Impact project through its East Africa country office in Tanzania.

Private Actor 1 Private Actor 1 Role Private Actor 1 Sector Relation Private Actor 2 Private Actor 2 Role Private Actor 2 Sector
- - - - Small Enterprise Assistance Funds (SEAF) Client -

Contact Information
This section aims to support the local communities and local CSO to get to know which stakeholders are involved in a project with their roles and responsibilities. If available, there may be a complaint office for the respective bank which operates independently to receive and determine violations in policy and practice. Independent Accountability Mechanisms receive and respond to complaints. Most Independent Accountability Mechanisms offer two functions for addressing complaints: dispute resolution and compliance review.

No contacts available at the time of disclosure.

SEAF Headquarters

1500 K Street NW
Suite 375
Washington, D.C. 20005


Phone: +1 (202)-450-1630


As part of FMO's ex-ante disclosure (disclosure of transactions before contracting), you can send requests or questions for additional information to:


Communities who believe they will be negatively affected by a project funded by the Dutch Development Bank (FMO) may be able to file a complaint with the Independent Complaints Mechanism, which is the joint independent accountability mechanism of the Dutch Development Bank (FMO) and the German Investment Corporation (KfW). A complaint can be filed in writing, by email, post, or online. The complaint can be filed in English or any other language of the complainant. The Independent Complaints Mechanism is comprised of a three-member Independent Expert Panel and it can provide either problem-solving, compliance review or both, in either order. Additional information about this accountability mechanism, including a guide and template for filing a complaint, can be found at:

How it works

How it works