• Pakistan
Where the impacts of the investment may be experienced.
Financial Institutions
  • Netherlands Development Finance Company (FMO)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Bank Risk Rating
Risk rating varies among banks and may refer only to the particular investment and not to the risk for the project as a whole. Projects marked 'U' have an 'Unknown' risk rating at the time of disclosure.
Kashf Foundation
The holder of the loan, grant, or other investment.
  • Finance
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
The categories of the bank investment: loan, grant, etc.
Investment Amount (USD)
$ 5.00 million
Value listed on project documents at time of disclosure. If necessary, converted to USD$. Please review updated project documents for more information.
Primary Source

Original disclosure @ FMO website

Updated in EWS Jul 8, 2020

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Project Description

According to the bank's website, "To allow Kashf Foundation to grow their business by expanding their existing operations, entering new regions as well as increasing their share of rural loans.

Kashf Foundation is an MFI based in Lahore, Pakistan. They are one of the largest MFIs reaching over 400,000 clients and focus on lending to women micro entrepreneurs in Pakistan. Their objective is to alleviate poverty and empower women by providing quality and cost-effective microfinance services to low income households. They cater to these needs by providing women micro-entrepreneurs with (1) individual lending, (2) insurance, (3) capacity building trainings, and (4) social advocacy interventions aimed at creating awareness about gender discrimination and social issues."

Investment Description
  • Netherlands Development Finance Company (FMO)
Private Actors
  • Kashf Foundation (KF) (Client)
Contact Information

No contact information provided at time of disclosure.

Communities who believe they will be negatively affected by a project funded by the Dutch Development Bank (FMO) may be able to file a complaint with the Independent Complaints Mechanism, which is the joint independent accountability mechanism of the Dutch Development Bank (FMO) and the German Investment Corporation (KfW) . A complaint can be filed in writing, by email, post, or online. The complaint can be filed in English or any other language of the complainant. The Independent Complaints Mechanism is comprised of a three-member Independent Expert Panel and it can provide either problem-solving, compliance review or both, in either order. Additional information about this accountability mechanism, including a guide and template for filing a complaint, can be found at: https://www.fmo.nl/independent-complaints-mechanism