Takaful and Karama Cash Transfer Expansion and Systems Building Project (WB-P179665)

  • Egypt
Geographic location where the impacts of the investment may be experienced.
Financial Institutions
  • World Bank (WB)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
Nov 22, 2022
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Government of Egypt
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
  • Finance
  • Law and Government
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 500.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Project Cost (USD)
$ 500.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Primary Source

Original disclosure @ WB website

Updated in EWS Sep 30, 2022

Disclosed by Bank Aug 5, 2022

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to bank provided information, the project objective is to increase coverage and effectiveness of the Takaful and Karama Cash Transfer program and enhance access of the poor and vulnerable to economic inclusion opportunities. Effectiveness is defined and measured by pro-poor targeting and intake registration in the TKP social registry.

The proposed project will build on the design of the ongoing SSSNP and aims to expand the overall coverage of T&K cash transfer, improve its pro-poor targeting and intake registration in the social registry and improve access to economic opportunities through FORSA program. As such, it will consist of four components: (i) Provision of Conditional and Unconditional Cash Transfers; (ii) Enhancing Delivery systems and institutional capacities; (iii) Economic Inclusion/Empowerment Services; and (iv) Project Management, Monitoring and Evaluation and Knowledge Management. The project is an Investment Project Financing (IPF) with performance-based conditions (PBCs). A brief description of project components is presented below.

  1. Component 1: Provision of Conditional and Unconditional Cash Transfers (US$448.75 million). This component will support the provision of conditional and unconditional CTs to beneficiaries under the TKP using a resultsbased approach, with eligible expenditures comprising CTs.

  2. Component 2: Enhancing Delivery systems and institutional capacities (US$22 million). This component will support enhancing the system building blocks including the targeting, quality and institutionalization of the TKP operational systems. It will support technical assistance (TA) and investment in the design and implementation of TKP operational systems.

  3. Component 3: Economic Inclusion/Empowerment Services (US$25 million). This component will further build on the pilot FORSA program under the SSSNP drawing lessons learned from the recent IFPRI FORSA Baseline Evaluation.

  4. Component 4: Project Management, Monitoring and Evaluation and Knowledge Management (US$3 million). This component will support project management including running cost of the PIU to ensure that the project is successfully and efficiently implemented consistent with the legal agreement. The component will finance: (i) salaries of PIU staff (non-civil servants); (ii) PIU equipment and operating costs, which are directly linked to the daily management of the project (office space, utilities and supplies, bank charges, communications, translation, transportation, maintenance and insurance, building and equipment maintenance costs, and travel and supervision costs); (iii) regular internal audits and annual external audits (audits of financial and procurement aspects according to the Bank’s legal requirements); and (iv) cost of independent evaluations and research/case studies including modules to measure beneficiary satisfaction of the program.

Investment Description
Here you can find a list of individual development financial institutions that finance the project.

Contact Information
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World Bank:
Nahla Ahmed Mohamed Salaheldin Zeitoun
Senior Social Protection Specialist

Ministry of International Cooperation
Nefert Haroon
Manager World Bank Portfolio

Implementing Agency:
Ministry of Social Solidarity
Nevine El Kabbag
Minister of Social Solidarity


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