Morocco - Social Protection Improvement Support Programme – PAAPS (AFDB-P-MA-I00-010)

  • Morocco
Geographic location where the impacts of the investment may be experienced.
Specific Location
Beni Mellal-Khenifra, Draa-Tafilet and Guelmim- Oued Noun
Whenever identified, the area within countries where the impacts of the investment may be experienced. Exact locations of projects may not be identified fully or at all in project documents. Please review updated project documents and community-led assessments.
Financial Institutions
  • African Development Bank (AFDB)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
Dec 16, 2019
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Government of Morocco
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
  • Education and Health
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 204.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Primary Source

Original disclosure @ AFDB website

Updated in EWS Sep 9, 2020

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to bank documents, the programme objective is to improve the living conditions of the poor and vulnerable segments of Morocco's population, particularly women in situations of vulnerability, children and disabled persons by facilitating inclusive access to social protection and improving social assistance governance. In this regard, the programme targets three main results areas: (i) reduce regional disparities in access to basic health care; (ii) improve governance of the main social assistance programmes; and (iii) ensure the sustainability of social assistance financing and investment efficiency.

The proposed operation is an AfDB loan of UA 150 million, equivalent to 204 million US dollars, to the Kingdom of Morocco to finance the Social Protection Improvement Support Programme (PAAPS). This programme is the second operation in Morocco using the results-based financing instrument in the social sector. The Bank's results-based financing intervention will help to address social protection priorities based on government guidelines as part of an integrated and inclusive approach for the development of social policies. The programme will place special emphasis on upgrading health-care and social protection supply in Morocco's three most disadvantaged regions, namely: Beni Mellal-Khenifra, DraaTafilalet, and Guelmim-Oued Noun. Thee three regions were selected because they have the country's highest poverty rates with respectively 14.6% for Draa Tafilalet, 9.3% for Beni Mellal Khenifra and 6.2% for Guelmim-Oued Noun. The rural areas of Beni Mellal-Khenifra and Draa-Tafilalet, remain the worst affected by poverty with respective rates of 20.6% and 17.7%. PAAPS will be implemented over four fiscal years (2020- 2023). By targeting the social coverage of vulnerable segments of the population, it will contribute to a reduction in social, geographic and gender disparities in access to social protection in general, poverty reduction and social exclusion, in particular. The exceptional focus on three regions (Beni Mellal-Khenifra, Draa-Tafilet and Guelmim- Oued Noun) will enhance the quality of human capital in these areas and increase the population's economic participation.

Investment Description
Here you can find a list of individual development financial institutions that finance the project.

Contact Information
This section aims to support the local communities and local CSO to get to know which stakeholders are involved in a project with their roles and responsibilities. If available, there may be a complaint office for the respective bank which operates independently to receive and determine violations in policy and practice. Independent Accountability Mechanisms receive and respond to complaints. Most Independent Accountability Mechanisms offer two functions for addressing complaints: dispute resolution and compliance review.



The Independent Review Mechanism (IRM), which is administered by the Compliance Review and Mediation Unit (CRMU), is the independent complaint mechanism and fact-finding body for people who have been or are likely to be adversely affected by an African Development Bank (AfDB)-financed project. If you submit a complaint to the IRM, it may assist you by either seeking to address your problems by facilitating a dispute resolution dialogue between you and those implementing the project and/or investigating whether the AfDB complied with its policies to prevent environmental and social harms. You can submit a complaint electronically by emailing,,, and/or You can learn more about the IRM and how to file a complaint at

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How it works