Amret Transform (IFC-601602)

  • Cambodia
Where the impacts of the investment may be experienced.
Financial Institutions
  • International Finance Corporation (IFC)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Bank Risk Rating
Risk rating varies among banks and may refer only to the particular investment and not to the risk for the project as a whole. Projects marked 'U' have an 'Unknown' risk rating at the time of disclosure.
Voting Date
Oct 14, 2016
The estimate day the bank will vote on a proposed investment. The decision dates may change, so review updated project documents or contact the EWS team.
The holder of the loan, grant, or other investment.
  • Finance
The service or industry focus of the investment. A project can have several sectors.
Project Cost (USD)
$ 0.17 million
Value listed on project documents at time of disclosure. If necessary, converted to USD$. Please see updated project documentation for more information.
Primary Source

Original disclosure @ IFC website

Updated in EWS Aug 3, 2018

Disclosed by Bank Jun 13, 2017

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Project Description

The project will support AMRET in two phases: (i) Support the institution to obtain necessary information to make an informed decision about its growth model; and (ii) Provide advice on AMRET's strategic actions to mitigate the impact of the imposed interest rate cap to microfinance and rural lending.

People Affected By This Project

The project is intended to provide objective information to AMRET's Board and management about institutional options for growth and expansion; as well as strategic actions to mitigate the negative impact of a recently imposed interest rate cap to microfinance.

Investment Description
Financial Intermediary
Financial Intermediary: A commercial bank or financial institution that receives funds from a development bank. A financial intermediary then lends these funds to their clients (private actors) in the form of loans, bonds, guarantees and equity shares. Financial intermediaries include insurance, pension and equity funds. The direct financial relationship is between the development bank and the financial intermediary.
Private Actors Description

Amret Co. Ltd. provides micro-financing services to small and medium size enterprises. It offers solidarity credit services; individual credit services that include business, home improvement, consumption, bio-digester, agriculture, and small and medium enterprise loans. The company also provides saving and deposit products; inter-branch money transfer (local money transfer) services that include cash to cash, cash to account, account to account, and account to cash; bill payment services; and mobile saving collection services that enables customers to perform deposit and withdrawal on their accounts.

Contact Information


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