Early Warning System

Regions

East Asia and Pacific

Geographic location where the impacts of the investment may be experienced.

Countries

China

Geographic location where the impacts of the investment may be experienced.

Financial Institutions

Asian Development Bank (ADB)

International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.

Project Status

Approved

Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.

Bank Risk Rating

Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."

Voting Date

Dec 10, 2025

Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.

Borrower

Bank of Tianjin Co., Ltd. (BOT)

A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.

Sectors

Education and Health
Finance

The service or industry focus of the investment. A project can have several sectors.

Investment Type(s)

Loan

The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.

Investment Amount (USD)

$ 100.00 million

Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.

Project Cost (USD)

$ 150.00 million

Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.

Bank Documents

Report and Recommendation of the President

Primary Source

Original disclosure @ ADB website

Updated in EWS Apr 21, 2026

Disclosed by Bank Dec 10, 2025

Contribute Information
Can you contribute information about this project?
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Project Description

If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to the Bank’s website, ADB will provide a senior loan to Bank of Tianjin Co., Ltd. (BOT) of up to $100,000,000 (or its yuan equivalent) with a tenor of up to 5 years, for the Bank of Tianjin Healthcare and Elderly Care Finance Project in the People's Republic of China (PRC). The proposed project will support healthcare and elderly care providers by funding their capital investments in facilities, equipment and information technology systems and meeting their permanent working capital requirements. The project design also includes knowledge work to promote financial innovation and gender action plan for enhancing gender-responsive healthcare and elderly care financial services.

Early Warning System Project Analysis

For a project with severe or irreversible impacts to local community and natural resources, the Early Warning System Team may conduct a thorough analysis regarding its potential impacts to human and environmental rights.

OT's existing and proposed lending portfolios are expected to have either (i) minimal or no adverse environmental impacts for purchase of equipment, information technology systems, and financial services; and (ii) site-specific, reversible impacts that can be mitigated through appropriate measures for capital investments that may involve construction and/or reconstruction of hospitals/facilities. ADB financing will exclude sub-loans classified as Category A or high-risk for environmental impacts and/or are located inside environmentally sensitive areas.

BOT will not use ADB funds for sub-loans or subprojects (i) that require new or additional land acquisition, and (ii) classified as category A or B for involuntary resettlement.

The proposed investment is not expected to impact Indigenous peoples as BOT operates in urban areas.

Investment Description

Here you can find a list of individual development financial institutions that finance the project.

Asian Development Bank (ADB)

The financing amount is $100,000,000, which will be financed on a loan basis by ADB’s ordinary capital resources.

Cofinancing from BOT’s own resources: $50,000,000

Financial Intermediary

A financial intermediary is a bank or financial institution that receives funds from a development bank. A financial intermediary then lends these funds to their clients (private actors) in the form of loans, bonds, guarantees and equity shares. Financial intermediaries include insurance, pension and equity funds. The direct financial relationship is between the development bank and the financial intermediary.

Bank of Tianjin Co., Ltd. (Financial Intermediary)

Private Actors Description

A Private Actor is a non-governmental body or entity that is the borrower or client of a development project, which can include corporations, private equity and banks. This describes the private actors and their roles in relation to the project, when private actor information is disclosed or has been further researched.

According to the Bank’s Report and Recommendation of the President to the Board of Directors, Bank of Tianjin Co., Ltd. is a city commercial bank that started operations in 1996 and was listed on the Hong Kong Stock Exchange in 2016. It has a diversified shareholder structure, with 7,226 shareholders and no de facto controlling shareholders at the end of the first half of 2025.

Contact Information

This section aims to support the local communities and local CSO to get to know which stakeholders are involved in a project with their roles and responsibilities. If available, there may be a complaint office for the respective bank which operates independently to receive and determine violations in policy and practice. Independent Accountability Mechanisms receive and respond to complaints. Most Independent Accountability Mechanisms offer two functions for addressing complaints: dispute resolution and compliance review.

No contacts available at the time of disclosure.

ACCESS TO INFORMATION

You can submit an information request for project information at: https://www.adb.org/forms/request-information-form

ADB has a two-stage appeals process for requesters who believe that ADB has denied their request for information in violation of its Access to Information Policy. You can learn more about filing an appeal at: https://www.adb.org/site/disclosure/appeals

ACCOUNTABILITY MECHANISM OF ADB

The Accountability Mechanism is an independent complaint mechanism and fact-finding body for people who believe they are likely to be, or have been, adversely affected by an Asian Development Bank-financed project. If you submit a complaint to the Accountability Mechanism, they may investigate to assess whether the Asian Development Bank is following its own policies and procedures for preventing harm to people or the environment. You can learn more about the Accountability Mechanism and how to file a complaint at: http://www.adb.org/site/accountability-mechanism/main.