DCM ABL Finbe ABC (IFC-49754)

Countries
  • Mexico
Geographic location where the impacts of the investment may be experienced.
Financial Institutions
  • International Finance Corporation (IFC)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Active
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
B
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
May 1, 2025
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Borrower
Fideicomiso Irrevocable de Administracion y Fuente de Pago F6114
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
Sectors
  • Finance
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
Loan
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 30.71 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Loan Amount (USD)
$ 30.71 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Project Cost (USD)
$ 30.71 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Primary Source

Original disclosure @ IFC website

Updated in EWS May 12, 2026

Disclosed by Bank Mar 28, 2025

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to the IFC, the proposed investment consists of a 5-year senior loan of up to MXN3,700 million (~US$185 million equivalent) to a special purpose vehicle (the Trust) following an asset-backed lending structure, collateralized by eligible leases originated by Financiera Bepensa, S.A. de C.V., SOFOM, E.R. (FinBe) through its subsidiary  Bepensa Leasing, S.A. de C.V. (Bepensa Leasing) and AB&C Leasing de México, S.A.P.I. de C.V. (AB&C) (together, the Companies). IFC will provide up to MXN600 million (~US$30 million equivalent) on an own account basis to the Trust, and through an anchor investor role will mobilize the remaining MXN3,100 million (~US$155 million equivalent) from other institutional investors (the Project). The collection rights of such leases are expected to be the only repayment source of the Project. It is expected that at least 50% of IFC’s investment will support the Companies’ climate portfolio growth.                                                  

Investment Description
Here you can find a list of individual development financial institutions that finance the project.

Contact Information
This section aims to support the local communities and local CSO to get to know which stakeholders are involved in a project with their roles and responsibilities. If available, there may be a complaint office for the respective bank which operates independently to receive and determine violations in policy and practice. Independent Accountability Mechanisms receive and respond to complaints. Most Independent Accountability Mechanisms offer two functions for addressing complaints: dispute resolution and compliance review.

Financiera Bepensa S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada,Bepensa Leasing, S.A. de C.V.AB&C Leasing de México, S.A.P.I. de C.V.
José Juan Vázquez Basaldúa
CEO
52 (99) 9940 6770
jvazquezb@bepensa.com
Calle 56B # 452, Colonia Itzimná, Mérida, Yucatán, México, Código Postal 97100
https://www.finbeabc.com.mx/

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ACCOUNTABILITY MECHANISM OF IFC/MIGA

The Compliance Advisor Ombudsman (CAO) is the independent complaint mechanism and fact-finding body for people who believe they are likely to be, or have been, adversely affected by an IFC or MIGA- financed project. If you submit a complaint to the CAO, they may assist you in resolving a dispute with the company and/or investigate to assess whether the IFC is following its own policies and procedures for preventing harm to people or the environment. If you want to submit a complaint electronically, you can email the CAO at CAO@worldbankgroup.org You can learn more about the CAO and how to file a complaint at http://www.cao-ombudsman.org

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