BAC HN: Catalyzing Investments in Projects with an Environmental and Social Focus (IDBI-15972-01)

Countries
  • Honduras
Geographic location where the impacts of the investment may be experienced.
Financial Institutions
  • IDB Invest (IDBI)
International, regional and national development finance institutions. Many of these banks have a public interest mission, such as poverty reduction.
Project Status
Proposed
Stage of the project cycle. Stages vary by development bank and can include: pending, approval, implementation, and closed or completed.
Bank Risk Rating
B
Environmental and social categorization assessed by the development bank as a measure of the planned project’s environmental and social impacts. A higher risk rating may require more due diligence to limit or avoid harm to people and the environment. For example, "A" or "B" are risk categories where "A" represents the highest amount of risk. Results will include projects that specifically recorded a rating, all other projects are marked ‘U’ for "Undisclosed."
Voting Date
Sep 29, 2026
Date when project documentation and funding is reviewed by the Board for consideration and approval. Some development banks will state a "board date" or "decision date." When funding approval is obtained, the legal documents are accepted and signed, the implementation phase begins.
Borrower
Banco de America Central de Honduras SA BAC Honduras
A public entity (government or state-owned) provided with funds or financial support to manage and/or implement a project.
Sectors
  • Finance
  • Technical Cooperation
The service or industry focus of the investment. A project can have several sectors.
Investment Type(s)
Loan
The categories of the bank investment: loan, grant, guarantee, technical assistance, advisory services, equity and fund.
Investment Amount (USD)
$ 100.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Loan Amount (USD)
$ 100.00 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Project Cost (USD)
$ 210.35 million
Value listed on project documents at time of disclosure. If necessary, this amount is converted to USD ($) on the date of disclosure. Please review updated project documents for more information.
Bank Documents
Primary Source

Original disclosure @ IDBI website

Updated in EWS Oct 3, 2026

Disclosed by Bank Aug 26, 2026

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Project Description
If provided by the financial institution, the Early Warning System Team writes a short summary describing the purported development objective of the project and project components. Review the complete project documentation for a detailed description.

According to the IDB Invest, the Project aims to provide an unsecured senior A/B loan of up to US$210.35 million (the "Project" or the "Financing") in Honduras. The IDB Invest portion will consist of: (i) Tranche I: a committed senior loan of up to US$50 million; and (ii) Tranche II: an uncommitted senior loan of up to US$50 million. The financing will also include a mobilization of approximately US$110 million, provided by: (i) a loan from the JICA Trust Fund Achieving Development in Latin America and the Caribbean, a fund managed by the IDB Group ("TADAC Fund"), in the amount of up to US$60 million; and (ii) a parallel loan from the Societe de Promotion et de Participation pour la Cooperation Economique ("Proparco") of up to US$50 million. Finally, the Project includes a Blended Finance ("BLF") component of up to US$350,000, which will be provided by the Women Entrepreneurs Finance Initiative ("We-Fi"), subject to the achievement of growth targets for its portfolio of women-owned or women-led Small and Medium-Sized Enterprises ("SMEs") and a corporate incentive to improve the non-financial value proposition for Women-Owned SMEs.

The project aims to support Banco de America Central Honduras S.A ("BAC Honduras" or the "Bank") in growing its Micro, Small and Medium-Sized Enterprise ("MSME") portfolio, including women entrepreneurs as well as projects with an environmental focus. IDB Invest will provide Technical Assistance ("TA") to strengthen BAC Honduras's non-financial value proposition for MSMEs and women-led MSMEs through the development of business and financial support modules with an environmental focus. The TA will include capacity building for the Board of Directors in this area. Additionally, the financing will incorporate an Environmental and Social Action Plan ("ESAP") and Corporate Governance ("CG") recommendations, aimed at further strengthening the Bank's alignment with international standards.

Investment Description
Here you can find a list of individual development financial institutions that finance the project.
Financial Intermediary
A financial intermediary is a bank or financial institution that receives funds from a development bank. A financial intermediary then lends these funds to their clients (private actors) in the form of loans, bonds, guarantees and equity shares. Financial intermediaries include insurance, pension and equity funds. The direct financial relationship is between the development bank and the financial intermediary.

Contact Information
This section aims to support the local communities and local CSO to get to know which stakeholders are involved in a project with their roles and responsibilities. If available, there may be a complaint office for the respective bank which operates independently to receive and determine violations in policy and practice. Independent Accountability Mechanisms receive and respond to complaints. Most Independent Accountability Mechanisms offer two functions for addressing complaints: dispute resolution and compliance review.

PHONE NUMBER: +(504) 2206-7200

POST OFFICE ADDRESS: Edificio BAC VIP Corporativo, Bulevar Suyapa, esquina con Avenida Republica de Costa Rica (frente a Emisoras Unidas), Tegucigalpa, Honduras.

ACCESS TO INFORMATION

You can submit a request for information disclosure at: https://www.iadb.org/en/access-information/information-request

ACCOUNTABILITY MECHANISM OF IDB / IDB INVEST

The Independent Consultation and Investigation Mechanism (MICI) is the independent complaint mechanism and fact-finding body for people who have been or are likely to be adversely affected by an Inter-American Development Bank (IDB) or Inter-American Investment Corporation (IDB Invest)-funded project. If you submit a complaint to MICI, they may assist you in addressing the problems you raised through a dispute-resolution process with those implementing the project and/or through an investigation to assess whether the IDB or IDB Invest is following its own policies for preventing or mitigating harm to people or the environment. You can submit a complaint by sending an email to MICI@iadb.org. You can learn more about the MICI and how to file a complaint at http://www.iadb.org/en/mici/mici,1752.html (in English) or http://www.iadb.org/es/mici/mici,1752.html (Spanish).

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How it works